As Canadian journey habits shift in 2025, fewer Canadians are venturing south of the border. With a weak loonie, excessive inflation, and unstable US-Canadian relations, many travellers are shifting their focus to discover Canada or the remainder of the world as an alternative. However whether or not your plans take you throughout the nation or overseas, one factor is definite: defending your journey funding is essential.
On this weblog publish, we’ll present you how one can lower your expenses on journey insurance coverage whereas nonetheless getting the excellent protection you want, all whereas supporting Canadian!

Fewer Canadians travelling to the US
In keeping with a current ballot, 29% of Canadians are much less more likely to journey to the US in 2025. Because the loonie stays weak and US-Canadian relations stay unstable, Canadians are discouraged from travelling to the US, with many turning domestically for vacation journey.
Do you want journey insurance coverage when travelling inside Canada? The reply is sure—right here’s why
Budgets are tight for Canadians within the present financial circumstances, making journey investments much more valuable—which is why you should buy journey insurance coverage to guard your self (and your investments) now greater than ever. Considered one of our most really useful merchandise, Journey Interruption Insurance coverage, protects your pre-paid bookings and non-refundable charges from the surprising, resembling a sudden sickness or household emergency.

Why do you want journey insurance coverage?
Harry was vacationing in sunny Florida when he instantly wanted emergency hospitalization. With out journey insurance coverage, he would’ve been left with over $326,000 in medical payments. The typical hospital keep within the US is 4.6 days, costing roughly $13,262 USD per day. These staggering bills are a harsh actuality for Canadians who don’t have correct protection.
Journey insurance coverage presents you monetary safety, permitting you to get pleasure from your journey with out the concern of surprising prices. However as prices rise, how will you save on journey insurance coverage with out compromising on high quality protection?

Shield your journey investments with TuGo’s Excluding USA Plan
At TuGo, we perceive that each greenback counts, which is why we provide a money-saving resolution: our Worldwide Excluding USA Emergency Medical Insurance coverage Plan. Designed for travellers who aren’t planning on visiting or transiting by way of the US, this plan supplies the identical complete protection as our Worldwide possibility—however at a a lot decrease value, supplying you with the liberty to journey the world with out breaking the financial institution.
Select Canadian, Select TuGo
When buying journey insurance coverage, it’s vital to look past value – particularly in these difficult occasions. Not all insurance policies are created equal, and the saying “you get what you pay for” is particularly true in the case of journey insurance coverage. Proudly Canadian-owned and operated since 1964, TuGo is right here to assist travellers discover a peace of thoughts in the case of defending journey investments. With TuGo, travellers obtain, complimentary:
- TuGo Emotional Help: 24/7 skilled counselling service for these away from residence
- MyFlyt: Instantaneous entry to an airport lounge move or a money payout if traveller’s flight is delayed for two+ hours.
- TuGo Telemedicine: 24/7 telemedicine entry for Canadians and worldwide college students
- myTuGo: Self-service claims service with stay standing monitoring
- Emergency Help Crew: 24/7 in-house help
- In-house Claims Division: Presents help in 27 languages
Tip: In case your’re relying upon a gaggle plan or bank card for his or her journey medical and/or journey cancellation wants, make sure that to completely perceive what you could have. With increasingly premium bank cards scaling again advantages and including restrictions, there are a lot of limitations with “free” insurance coverage choices that include group plans or bank cards.
Regardless of the place you’re headed, do not forget that journey insurance coverage is a vital. For extra tips about saving cash on journey insurance coverage, try this weblog publish, Tips on how to Save Cash on Your Journey Insurance coverage.
Secure travels,
Suki