Minor prangs are more likely when you’re driving an unfamiliar automotive on the alternative facet of the street. Right here’s how broken occurred on our vacation and the way the fitting extra insurance coverage may have saved a whole lot of fear (and cash)!
Picture by Thamlamm CC0
Why damaging a rent automotive overseas sucks (with out the fitting extra insurance coverage)
My first run-in with a big invoice from a automotive rent firm overseas was after pals employed the automotive on the airport, went with the rent automotive’s automotive rent extra insurance coverage, after which a number of days after returning the automotive (undamaged and with no points) they get a invoice for over €1,000 for “harm” not coated by the surplus insurance coverage.
On this state of affairs, as a result of the surplus insurance coverage was with the automotive rent firm, there was no approach of calling upon them to battle the case on our behalf. It felt prefer it was its personal moneymaking machine! I’m not sure the route my pals took to cope with this, however I do know they had been lumbered with months of stress from it.
Quick ahead a number of years and this time, we’re concerned in a prang. A foolish one at that. The daddy-in-law reversed right into a low wall, partially ripping the bumper off and leaving some deep scuff marks in it even when it might be pressured again on.
The reality is, being a reliable driver within the UK doesn’t essentially translate to being a reliable driver overseas. The automotive was unfamiliar, as was the format of the roads, there was stress from driving on the right-hand facet basically, and issues like that may accumulate into foolish errors that may be pricey.
How would having automotive rent extra insurance coverage from another person assist?
There are some things at play right here. Firstly, extra insurance coverage offered by the rent firm has a protracted listing of exclusions, issues that aren’t coated by the insurance coverage that you’ll have to pay for resembling:
- Injury to tyres
- Something to do with the underside of the automobile
- The anticipated put on and tear from driving e.g. harm from free chippings
- Windscreen harm
- Misplaced keys
(The most typical stuff I believe you’ll agree!)
Add to that the rent firm’s insurance coverage is a money-maker, so in addition to being not very helpful, it’s typically costlier than insurance coverage from an unconnected firm.
Automobile Rent Extra Insurance coverage from a devoted journey insurance coverage firm covers the sorts of issues which are on the exclusion listing from the automotive rent firm and is cheaper as a result of it’s not a part of the rent firm’s income stream!
Plus, in the event you incur harm that isn’t your fault, it’s simpler to dispute a declare you probably have taken separate insurance coverage – bear in mind, the automotive rent firm need as a lot cash as they will from you.
Need to know extra about automotive rent extra insurance coverage earlier than you journey?
Head on over to our weblog What Is Automobile Rent Extra Insurance coverage? (and do I want it?), which explains easy methods to minimise prices from a automotive rent firm, what to do if the rent firm insist you’re taking their extra coverage, and likewise the advantages of getting insurance coverage with us earlier than you journey. Or go straight to our Automobile Rent Extra Insurance coverage web page. Alternatively name our crew on 01892 833338
