Are you gearing up for a Canadian highway journey this coming summer season? Whether or not you’re planning to discover the Atlantic Coast or take an RV journey along with your canine, there’s simply one thing about hitting the open highway and absorbing the sights that makes summer season really feel full. No matter your alternative of transportation, it’s vital to take into account that, identical to with an airplane or a cruise ship, having journey insurance coverage whereas travelling throughout Canada is a should.
In search of some Canadian highway journey concepts? Right here are some things we present in varied provinces to assist get you began.
What protection do you want for a cross-country highway journey?
1. Emergency Medical Insurance coverage Protection
It’s a typical false impression that your provincial healthcare covers all associated medical bills no matter the place you’re in Canada, however this isn’t the case. Those that plan on doing a little out-of-province journey would possibly need to try these frequent questions on Emergency Medical Insurance coverage earlier than deciding to skip the journey insurance coverage this time round.
With TuGo’s Emergency Medical Insurance coverage, travellers can get pleasure from complete emergency medical safety, even inside Canada. This contains out-of-province prices incurred from medical emergencies, illness or accidents throughout your highway journey, together with ambulance companies and pharmaceuticals. Protection turns into much more essential for those who ever end up in distant areas with restricted entry to correct medical care whereas on the highway.
You is perhaps pondering that taking only one journey this 12 months (or another 12 months, for that matter) means you don’t want journey insurance coverage, however that’s a typical false impression, and each journey you are taking exterior of your private home province ought to embody journey insurance coverage. Fortunately, there’s a option to get pleasure from protection to your second, third, fourth (and so forth) journey this 12 months with an annual journey insurance coverage coverage.
No matter what you’re planning, it’s very important to perceive your journey insurance coverage coverage earlier than you set off.

2. Rental Automotive Safety
Highway journeys are all in regards to the thrill of the open highway, proper? So, for those who plan to hire a automotive (not together with RVs) to your cross-province journey, it is best to at all times think about rental automotive insurance coverage that can reimburse you in case of any loss on account of bodily harm or lack of a rented automotive. This may embody towing, salvage, and fireplace division costs.
Try this weblog for extra on TuGo’s Rental Automotive Safety Insurance coverage and the various advantages of this add-on to Emergency Medical Insurance coverage.
3. Sports activities & Actions Elective Protection
Though Emergency Medical Insurance coverage covers a big selection of outside and indoor actions most travellers get pleasure from on highway journeys, it’s possible you’ll be the kind of traveller who likes to scale up the journey a notch. Whether or not you want scheduling actions like mountain biking, mountaineering, mountaineering, base leaping, scuba diving (over 40 metres) or skydiving into your highway journey, Sports activities & Actions Elective Protection permits travellers such as you to “err on the aspect of journey”—packing much less worries and extra adrenaline.

4. Journey Cancellation & Journey Interruption Insurance coverage
If journey has taught us something, it’s that typically issues don’t go as deliberate; take the Pawars’ household trip story, for instance. So, having Journey Cancellation & Journey Interruption Insurance coverage protects your non-refundable, unused pay as you go journey bills from the sudden. These embody sudden sickness, harm, and/or dying, journey advisories, cancelled excursions, pure disasters, and different unforeseeable occasions, and extra.
Highway journeys are a enjoyable option to see Canada’s stunning panorama and spend time with the folks you like. Whether or not you propose to take an extended weekend getaway or cruise off on the nice Canadian highway journey you’ve at all times wished to take, we’ve received you coated.
Completely satisfied travels,
Monique
Editor’s Observe: This publish was initially revealed in June 2021 and has been up to date for freshness and/or accuracy.